well it really depends. I am almost ready to have a check ride. I have had a plane since April. I have kept real good track of what it costs, and except for the initial cost, sales tax to the tune of 9,000, and insurance of 8,700. It almost is a break even. I am probably getting in more hours, because the "cost" isn't as obvious, only when I have to make the payment. My plane is on lease back, so there are the 50 hours and 100 hours that come around real fast, and the flight school probably charges more than an independant mechanic. they also don't get me paid until the end of the month and then I am the one with the short cash flow as they are using my money all month.  any more questions? MD